The agreement may, for example, stipulate that the annual rent must be paid in full one year in advance. If the rent of a safe is not paid on time, an additional fee or penalties could be incurred. And if you lose your keys in the box and the bank has to open a locksmith, you may also be responsible for these fees. If you do not pay the rent, the bank can terminate your lease. The number of bank branches in the United States has steadily declined – a 10% decline over the past decade – and safes are being relocated, emptied and sometimes moved. In Maryland, a large bank closed several branches and lost control of hundreds of safes, according to a complaint filed by a customer who said he had lost $500,000 worth of gold and precious stones. In Florida, a client accused Chase of losing her box and all its contents — coins, jewelry and family items worth more than $100,000. (She filed a complaint; a federal judge ruled that she had waited too long to file her negligence claim, and ruled in favor of the bank.) In California, a Wells Fargo customer stated that the bank had accidentally re-rented its box; the chain of diamonds and other jewelry she had in it were never found. People in big cities also have the opportunity to rent boxes in private safe businesses. While these companies tend to charge much more than banks, their exclusive focus on security services means you get better value from their safes.
Private safes often have better availability, larger box sizes, 24/7 access and a range of enhanced security measures that are not found in a typical banking agency. Some private coffers also offer built-in insurance coverage for the contents of your deposit, up to a certain amount. Filmmakers love safes much more than bankers. On film, they are an essential tool for spies – Jason Bourne, for example, recovered money and passports from a Swiss box using a device implanted in his hip – and a magnet for smart thieves. Cinematic burglars searched secure chests by tunneling (”The Bank Job,” ”The Bank Job”), drilled through a wall (”Sexy Beast”), alarms (”the king of thieves”), taken hostages (”Inside Man”) or simply lowered the doors (”The Dark Knight”). Because safe protection is limited, banks can advise customers to take their own security precautions. This may include, for example, a detailed inventory of the contents of the box as well as photos of what is inside and individual insurance of valuables such as jewelry or collectibles. If you want to be experienced with your chest, here`s what you need to know. ORANGEVALE (CBS13) – A woman says her bank has made her safe disappear.
